THE SHIFT TERMS & CONDITIONS

Last Updated: September 18, 2026

These Terms & Conditions (“Terms”) govern your purchase of and participation in The SHIFT (“Program”), provided by Yetunde Ajayi-Obe (“Coach,” “I,” “me,” or “my”).

By checking the box indicating that you have read and agree to these Terms and completing your purchase, you (“Client” or “you”) acknowledge that you have read, understood, and agreed to be bound by them.

1. PROGRAM AND SCOPE OF SERVICES

The SHIFT is a five-month group coaching program designed to support you in setting meaningful goals and developing the mindset, habits, systems, and self-trust necessary to make consistent progress toward them.

The Program may include self-paced curriculum and educational materials, live group coaching and hot-seat coaching, exercises, practices, prompts and resources, accountability and implementation opportunities, access to a private community, designated Dream Girl Collective resources, onboarding and closing activities, and any bonuses specifically included with your purchase.

The SHIFT is primarily a group coaching experience. Private one-on-one coaching is included only if you purchase an option that expressly includes private coaching.

I may make reasonable adjustments to Program materials, call schedules, delivery methods, resources, or curriculum when necessary to support the delivery of the Program.

2. PROGRAM TERM

The SHIFT runs for approximately five months. Specific Program dates, call schedules, access information, and other logistics will be communicated during onboarding and/or within the Program community.

Your enrollment represents a commitment to the full Program term regardless of your participation, attendance, or payment schedule.

3. YOUR PURCHASE

The specific Program option, services, bonuses, price, and payment arrangement included in your purchase are those displayed to you at checkout at the time of purchase.

Depending on the offer available at checkout, you may purchase The SHIFT Standard, The SHIFT VIP, or another expressly identified promotional offer.

The SHIFT Standard includes the group coaching Program and the features identified on the applicable checkout page.

The SHIFT VIP includes the group coaching Program plus three private one-on-one coaching sessions, unless otherwise stated in the specific offer you purchase.

Promotional pricing, bonuses, discounts, or special offers apply only as expressly stated at the time of purchase and do not alter any other provision of these Terms unless specifically stated.

4. PAYMENT AND PAYMENT PLANS

You agree to pay the total Program investment displayed at checkout.

If you select a payment plan, you authorize the payment method provided at checkout to be charged according to the payment schedule displayed at the time of purchase.

A payment plan is a payment arrangement for the full Program investment. It is not a month-to-month coaching membership or subscription that may be canceled at any time.

If your payment plan consists of five monthly payments, you remain responsible for all five payments even if you stop participating in the Program before the Program ends.

If a scheduled payment fails, you agree to promptly update your payment information and satisfy the outstanding payment. Access to Program calls, materials, community, private sessions, or other resources may be suspended while your account is past due.

5. VIP PRIVATE COACHING

If your purchase includes VIP access, you receive three private one-on-one coaching sessions during the five-month Program term.

You are encouraged to schedule your first private session during the first month of the Program. The remaining sessions may be used strategically throughout the remainder of The SHIFT.

All private sessions must be used during the Program term. Unused sessions expire at the conclusion of the Program and cannot be transferred, exchanged for cash or credit, or carried forward.

Private sessions must be scheduled using the designated scheduling process and are subject to availability.

At least 24 hours’ notice is required to cancel or reschedule a private session. A late cancellation or no-show may result in the session being considered used, except in an emergency or at my discretion.

6. CANCELLATION AND REFUND POLICY

Except where otherwise required by applicable law, all payments are non-refundable.

Enrollment reserves a place in a limited-capacity coaching experience and causes time, resources, access, and Program capacity to be allocated to you.

Choosing not to participate, missing calls, failing to complete Program materials, leaving the community, experiencing a change in personal circumstances, or otherwise discontinuing participation does not cancel your financial obligation.

If you withdraw from The SHIFT before the end of the Program and have selected a payment plan, any remaining payments under your purchase remain due according to your payment schedule.

7. CLIENT RESPONSIBILITY AND RESULTS

Coaching is a collaborative process. Your results depend on numerous factors, including your participation, decisions, actions, circumstances, consistency, and implementation.

You remain responsible for your own choices, actions, participation, and results.

No specific result or outcome is guaranteed, including financial, business, career, relationship, health, wellness, personal-development, or other results.

8. COACHING IS NOT THERAPY OR PROFESSIONAL ADVICE

The SHIFT is a coaching and educational program. It is not therapy, counseling, medical care, mental health treatment, legal advice, financial advice, or any other licensed professional service.

Nothing provided through the Program is intended to diagnose, treat, prevent, or cure any physical or mental health condition.

You are responsible for seeking appropriate licensed professional support when needed. I may recommend that a topic or concern be addressed with an appropriate licensed professional when it falls outside the scope of coaching.

9. GROUP CONFIDENTIALITY

Because The SHIFT includes group coaching and community participation, you may learn personal information about other participants.

You agree to respect the privacy of other participants and not disclose, reproduce, screenshot, record, distribute, or publicly discuss another participant’s personal information, stories, coaching, comments, or experiences without their permission.

I will take reasonable measures to promote confidentiality within the Program; however, because other participants are independent individuals, I cannot guarantee that another participant will maintain confidentiality.

10. COMMUNITY CONDUCT

You agree to participate respectfully and in a manner that supports a safe and constructive coaching environment.

Harassment, discrimination, threats, repeated disruption, unauthorized solicitation, violations of another participant’s privacy, or other materially inappropriate conduct may result in removal from the Program.

Removal for violation of these Terms does not entitle you to a refund or eliminate any outstanding payment obligation.

11. INTELLECTUAL PROPERTY

All Program materials, including videos, recordings, worksheets, exercises, frameworks, prompts, trainings, written materials, graphics, resources, and other content, are owned by or licensed to me and are provided solely for your personal use.

Your purchase grants you a limited, personal, non-transferable license to use the materials for your own participation in The SHIFT.

You may not reproduce, distribute, sell, license, teach, publish, upload, share, copy, or commercially exploit Program materials without prior written permission.

Program materials and account credentials may not be shared with another person.

12. RECORDINGS

Group coaching calls, workshops, trainings, or other Program sessions may be recorded and made available to Program participants.

Your name, image, voice, comments, questions, or coaching interactions may appear in those recordings if you choose to participate during a recorded session.

Program recordings are intended for Program-related purposes. Identifiable recordings will not be used publicly for marketing purposes without any additional consent required by applicable law.

You may keep your camera off and exercise discretion regarding what you choose to share during group sessions.

13. TESTIMONIALS AND FEEDBACK

I may invite you to provide feedback or a testimonial about your experience.

Identifiable testimonials, photographs, videos, or other endorsements will be used for public marketing only with the permission required for that use.

I may use anonymized or aggregated feedback that does not reasonably identify you.

14. TECHNOLOGY AND THIRD-PARTY PLATFORMS

The SHIFT may use third-party platforms and services to deliver payments, email communications, community access, video calls, scheduling, Program materials, or other aspects of the Program.

I am not responsible for temporary outages, technical failures, platform changes, or other issues outside my reasonable control.

15. TERMINATION BY COACH

I reserve the right to suspend or terminate your participation for material violation of these Terms, repeated payment failure, infringement of intellectual property rights, violation of community standards or confidentiality obligations, or conduct that materially disrupts the Program.

Termination under this section does not entitle you to a refund or eliminate an outstanding payment obligation, except where otherwise required by law.

16. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, I will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from your participation in The SHIFT.

You remain responsible for decisions and actions you take based on your participation in the Program.

To the fullest extent permitted by applicable law, my total liability arising from or relating to the Program will not exceed the amount you actually paid for your participation in The SHIFT.

17. FORCE MAJEURE

I will not be considered in breach of these Terms for delays, cancellations, interruptions, or inability to perform caused by circumstances reasonably beyond my control.

When reasonably possible, I will make appropriate efforts to reschedule affected services or provide an alternative means of delivery.

18. GOVERNING LAW

These Terms are governed by the laws of the State of Arizona, without regard to conflict-of-law principles.

19. CHANGES TO THESE TERMS

The Terms applicable to your purchase are the version presented or linked to you at the time you complete checkout.

I may update these Terms for future purchases. Any later update will not materially alter the financial terms or services applicable to a purchase you have already completed unless you expressly agree to the change or applicable law requires otherwise.

20. ELECTRONIC ACCEPTANCE

By checking the agreement box at checkout and completing your purchase, you acknowledge that:

• You have had an opportunity to review these Terms before purchasing.
• You understand that The SHIFT is a five-month group coaching program.
• You understand the services and Program option you selected.
• You understand the total price and payment schedule displayed at checkout.
• If you select a payment plan, you are committing to the full Program investment, not purchasing coaching one month at a time.
• Except where otherwise required by law, payments are non-refundable.
• If you purchase VIP, your three private coaching sessions must be used during the Program term or they expire.
• Your electronic acceptance of these Terms is intended to constitute your agreement to them.